Healthy Families logo arrowhead right aquaclose    

Health Plans

This chart lists the health plans in your county. The chart answers common questions about the plans. Information about each plan was provided by the plan. Click on each plan name for a description of the plan.

San Diego County

 . Community Health Group (San Diego) Blue Cross HMO Blue Shield EPO Health Net HMO Kaiser Permanente Molina Healthcare
Are all members required to have a
primary care physician (PCP)?
Yes Yes No Yes Encouraged Yes
Should a member get a referral from a PCP
before going to a specialist?
Yes Yes No Yes Yes Yes
How many times can members change
their PCP in one benefit year?
12 Unlimited N/A 12 Unlimited 12
Does the plan offer a prescription drug
mail-in program?
Yes Yes Yes Yes Yes No
Does the plan ask me to substitute generic
for brand name drugs, except when
medically necessary?
Yes Yes Yes Yes Yes Yes
Does the plan provide the following optional benefits:
   Biofeedback No No No No No No
   Acupuncture Yes No No No No Yes
   Chiropractic Yes No No Yes Yes Yes
   More than 20 outpatient alcohol and drug
   visits per benefit year
No No No No Yes No
   Elective abortions Yes Yes Yes Yes Yes Yes
Health Plan Statistics:
   Total number of CA members** 99,645 2,382,242 6,879 2,251,969 6,230,600 333,000
What types of specialists are offered as PCPs in this plan?
   General Practice Yes Yes N/A Yes Yes Yes
   Family Practice Yes Yes N/A Yes Yes Yes
   Pediatrician Yes Yes N/A Yes Yes Yes
   OB/GYN Yes Yes N/A Yes Yes Yes
   Internal Medicine Yes Yes N/A Yes Yes Yes
Other:
   Quality Accreditations (NCQA/JCAHO)? NCQA NCQA N/A NCQA NCQA/JCAHO NCQA
   Type of Accreditation Commendable Excellent (Medicaid) N/A Excellent (Commercial Product) Excellent (Commercial Product) Commendable (Medicaid HMO)
   Does the plan require its members to use
   Binding Arbitration to resolve
   disputes?**
Yes (excludes medical malpractice) Yes (includes medical malpractice) No Yes (includes medical malpractice) Yes (includes medical malpractice) No

* This number represents the insurance plan's membership as of January 1, 2007.

** To get additional information about each insurance plan's dispute resolution provisions, call the plan or refer to the plan's Disclosure Form and Evidence of Coverage booklet, which is available upon request from each health plan.

NOTE: These summaries are for information only. This is not a contract. For a detailed and precise statement of benefits and exclusions, please refer to you Evidence of Coverage/Certificate of Insurance.

arrowhead right aquaclose